You can protect yourself and your vehicle beyond the basic insurance with optional coverage available from ICBC or Private Insurance carriers. whether it’s a lawsuit, crash, theft, fire, or something as simple as a cracked windshield, optional coverage provides you peace of mind.
Our insurance experts will be happy to discuss and help you decide what Autoplan coverages are best for your insurance needs. Call or visit a Sussex Insurance office near you.
Extended Third-Party Liability: increased liability limits can be purchased for injury or damage you may cause to other people or their property. With the increasing size of court judgments and lawsuit settlements, many people want the comfort of extended coverage. Limits available range from $300,000 to $10,000,000.
Collision: coverage to repair your vehicle if you are involved in an at-fault upset or collision with another vehicle, object or person. Subject to a deductible
Comprehensive: covers loss or damage for fire, theft, vandalism and glass breakage. Subject to a deductible.
Specified Perils: coverage for fire, theft, attempted theft and impact with animals. Subject to a deductible.
Loss of Use: provides coverage for substitute transportation in the event of a claim for a covered loss.
Excess Underinsured Motorist Protection (Excess UMP): provides you with an additional $1,000,000 in coverage, for bodily injury, in the event you are hit by an underinsured or uninsured motorist.
RoadStar Package: drivers who have nine or more years without an at-fault claim and have reached a discount level of 43 percent or more may purchase this coverage. Coverages include:
- rental vehicle
- loss of use
- vehicle travel protection
- lock rekeying
RoadSide Plus: is an affordable way to get the following eight great optional insurance coverages in one package:
- Loss of Use
- Vehicle Travel Protection
- Rental Vehicle
- Family World Wide Transportation
- Lock Re-Keying
- Theft Deductible Waiver
- Destination Assistance
- Emergency Roadside Expense
Vehicle Replacement Protection – provides coverage to replace your vehicle in the event of a total loss or if your vehicle is stolen and not returned. ICBC offers three types of plans, contact your Sussex Insurance broker to ask them about these great coverages and which one you are eligible for:
- New Vehicle Replacement
- Replacement Cost
- Limited Depreciation coverage